The Vermont Statutes Online
The Statutes below include the actions of the 2025 session of the General Assembly.
NOTE: The Vermont Statutes Online is an unofficial copy of the Vermont Statutes Annotated that is provided as a convenience.
Subchapter
003
:
AUTOMOBILE INSURANCE SURCHARGES
(Cite as: 8 V.S.A. § 4671)
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§ 4671. Definitions
As used in this subchapter:
(1) “Accident” means any occurrence with a motor vehicle involving the applicant, insured,
or any operator of a private passenger type motor vehicle currently a resident in
the same household that results in physical contact between the motor vehicle owned
or operated by the insured or applicant, and a person or another object.
(2) “Conviction” means a judicial determination of guilt by a court of competent jurisdiction
regardless of whether a trial was held and regardless of whether a sentence was imposed.
It shall include a plea of nolo contendere, a finding of guilt as the result of a
defendant’s voluntary nonappearance in court, or a conviction after appellate remand.
It shall not include a conviction reversed with finality.
(3) “Experience period” means the three years immediately preceding the date of application
or the 39 months preceding the renewal date of the policy.
(4) “Insured” means a person owning a private passenger type automobile and includes a
relative of an owner or a minor in the custody of an owner or relative, if the relative
or minor resides in the same household as does an owner.
(5) “Surcharge” means any amount of premium charged to or paid by an applicant or insured
based on experience or record that makes the amount of the premium greater than that
imposed on or charged to other applicants or insureds having more favorable experience
or records. (Added 1975, No. 75; amended 1993, No. 196 (Adj. Sess.), § 1.)