The Vermont Statutes Online
The Statutes below include the actions of the 2025 session of the General Assembly.
NOTE: The Vermont Statutes Online is an unofficial copy of the Vermont Statutes Annotated that is provided as a convenience.
Title 8 : Banking and Insurance
Chapter 107 : Health Insurance
Subchapter 005 : GROUP HEALTH INSURANCE TERMINATION AND REPLACEMENT
(Cite as: 8 V.S.A. § 4048d)-
§ 4048d. Extension of benefits
(a) Each group health insurance policy or subscriber contract shall provide a reasonable extension of benefits in the event that the employer or member is in a condition of total disability on the date of termination of the group policy or contract in accordance with the provisions of this section.
(b) A policy or contract providing benefits for loss of time from work or specific indemnity during hospital confinement shall provide that termination of the policy or contract during a loss of time or confinement shall have no effect on benefits payable for the loss of time or confinement.
(c) A policy or contract providing hospital or medical expense coverage benefits shall provide an extension of benefits of at least 12 months under major medical insurance coverage and at least 90 days under other types of hospital or medical expense coverage.
(d) The provisions of a policy or contract relating to extension of benefits or accrued liability shall be described in the policy or contract as well as in group insurance certificates. The benefits payable during a period of extension or accrued liability may be subject to the policy’s or contract’s regular benefit limits.
(e) Nothing in this section shall be construed to require an extension of dental benefits. (Recodified and amended 2025, No. 11, § 2, eff. September 1, 2025.)
