The Vermont Statutes Online
The Statutes below include the actions of the 2025 session of the General Assembly.
NOTE: The Vermont Statutes Online is an unofficial copy of the Vermont Statutes Annotated that is provided as a convenience.
Subchapter
002
:
POLICY FORMS AND FILING REQUIREMENTS
(Cite as: 8 V.S.A. § 4037)
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§ 4037. Applications for insurance
(a)(1) A covered individual shall not be bound by any statement made in an application for
a policy unless a copy of the application is attached to or endorsed on the policy
as a part of the policy when issued.
(2) If a policy delivered or issued for delivery to any person in this State is reinstated
or renewed and the covered individual or assignee of the policy makes a written request
to the health insurer for a copy of the application, if any, for such reinstatement
or renewal, the health insurer shall deliver or mail a copy of the application to
the individual making the request within 15 days after the receipt of the request.
If the health insurer does not deliver or mail the copy within 15 days, the health
insurer shall be precluded from introducing the application as evidence in any action
or proceeding based on or involving the policy or its reinstatement or renewal.
(b) No alteration of a written application for a policy shall be made by any person other
than the applicant without the applicant’s written consent, except that insertions
may be made by the health insurer, for administrative purposes only, in a manner that
indicates clearly that the insertions are not to be ascribed to the applicant.
(c) The falsity of any statement in an application for a policy shall not bar the right
to recovery under the policy unless the false statement materially affected either
the acceptance of the risk or the hazard assumed by the health insurer. (Recodified and amended 2025, No. 11, § 2, eff. September 1, 2025.)