The Vermont Statutes Online

Title 9A: Uniform Commercial Code

Article 004: Bank Deposits and Collections

•   

•    § 4-101. Short title

•    § 4-102. Applicability

•    § 4-103. Variation by agreement; measure of damages; action constituting ordinary care

•    § 4-104. Definitions and index of definitions

•    § 4-105. GÇ£BankGÇ¥; GÇ£depository bankGÇ¥; GÇ£intermediary bankGÇ¥; GÇ£collecting bankGÇ¥; GÇ£payor bankGÇ¥; GÇ£presenting bankGÇ¥

•    § 4-106. Payable through or payable at bank; collecting bank

•    § 4-107. Separate office of bank

•    § 4-108. Time of receipt of items

•    § 4-109. Delays

•    § 4-110. Electronic presentment

•    § 4-111. Statute of limitations

•    § 4-201. Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed GÇ£pay any bankGÇ¥

•    § 4-202. Responsibility for collection or return; when action timely

•    § 4-203. Effect of instructions

•    § 4-204. Methods of sending and presenting; sending directly to payor bank

•    § 4-205. Depositary bank holder of unindorsed item

•    § 4-206. Transfer between banks

•    § 4-207. Transfer warranties

•    § 4-208. Presentment warranties

•    § 4-209. Encoding and retention warranties

•    § 4-210. Security interest of collecting bank in items, accompanying documents and proceeds

•    § 4-211. When bank gives value for purposes of holder in due course

•    § 4-212. Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser

•    § 4-213. Medium and time of settlement by bank

•    § 4-214. Right of charge-back or refund; liability of collecting bank; return of item

•    § 4-215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal

•    § 4-216. Insolvency and preference

•    § 4-301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank

•    § 4-302. Payor bank's responsibility for late return of item

•    § 4-303. When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified

•    § 4-401. When bank may charge customer's account

•    § 4-402. Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account

•    § 4-403. Customer's right to stop payment; burden of proof of loss

•    § 4-404. Bank not obliged to pay check more than six months old

•    § 4-405. Death or incompetence of customer

•    § 4-406. Customer's duty to discover and report unauthorized signature or alteration

•    § 4-407. Payor bank's right to subrogation on improper payment

•    § 4-501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor

•    § 4-502. Presentment of GÇ£on arrivalGÇ¥ drafts

•    § 4-503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need

•    § 4-504. Privilege of presenting bank to deal with goods; security interest for expenses

Full Text of Article