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Searching 2023-2024 Session

The Vermont Statutes Online

The Vermont Statutes Online have been updated to include the actions of the 2023 session of the General Assembly.

NOTE: The Vermont Statutes Online is an unofficial copy of the Vermont Statutes Annotated that is provided as a convenience.

Title 8 : Banking and Insurance

Chapter 113 : Liability Insurance and Service Contract Companies

Subchapter 002 : Cancellation of Policies

(Cite as: 8 V.S.A. § 4223)
  • § 4223. Cancellation of automobile insurance

    (a) A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons:

    (1) nonpayment of premium;

    (2) fraud or material misrepresentation affecting the policy or in the presentation of a claim under the policy, or violation of any of the terms or conditions of the policy; or

    (3) the driver’s license of the named insured or of any operator either resident in the same household or who customarily operates an automobile insured under the policy has been suspended or revoked pursuant to law during the policy period or, if the policy is a renewal, during its policy period or the 180 days immediately preceding its effective date.

    (b) This section shall not apply to any policy or coverage that has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.

    (c) This section shall not apply to nonrenewal. (Added 1971, No. 195 (Adj. Sess.), § 2; amended 2021, No. 105 (Adj. Sess.), § 173, eff. July 1, 2022.)